{
  "schemaVersion": 1,
  "documentType": "bank-notice",
  "version": "bank-2026-10-22",
  "locale": "en",
  "title": "MOF Korean Bank Account Information Collection and Use Notice",
  "noticeDate": "2026-10-22",
  "effectiveAt": null,
  "scope": "This published notice applies to Korean bank account information collected after the user reviews it in the MOF app and separately gives explicit consent. Publication alone is not treated as consent. Consent to the amended creator terms is separate from consent to the collection and use of bank account information.",
  "sections": [
    {
      "id": "1",
      "heading": "1. Purposes of collection and use",
      "body": "Information is used to register or change a Korean bank account; compare the settlement payee with the registered account; prepare manual creator earnings payments and record results; prevent duplicate payments; handle errors, returned payments and disputes; and review authorized administrators’ access history. Registration alone is not treated as completed identity verification, a submitted review, a transfer or a deposit. An administrator makes the actual transfer externally through a bank or other payment method; this consent does not execute an automatic transfer."
    },
    {
      "id": "2",
      "heading": "2. Information collected",
      "body": "MOF processes the bank code and name, account holder name, account number, country (KR), currency (KRW), account information version and change history, and registration, access and related settlement processing history. Bank passwords, PayPal passwords and one-time verification codes are not collected. This bank registration procedure does not require uploading original identity or tax documents."
    },
    {
      "id": "3",
      "heading": "3. Retention and deletion",
      "body": "The unmasked information for the currently registered payment account is retained encrypted for as long as needed to maintain the registration. When the account is changed, the previous account’s unmasked information is erased; when account deletion is requested, stored unmasked account information is erased. Masked account details and versions, transaction and settlement records, and administrator access records are distinct from the unmasked information. They are retained only to the minimum extent and for the period required by applicable law or necessary to establish or protect rights and handle disputes, then deleted or de-identified. Keeping change or access histories does not justify indefinite retention of unmasked account information. Correction and deletion requests can be submitted through the contact channel below; applicable retention and deletion standards follow the existing privacy policy."
    },
    {
      "id": "4",
      "heading": "4. Protection and access",
      "body": "Unmasked payment account information, including the holder name and account number, is stored encrypted. Account numbers are masked in the app and ordinary administrator lists. Only authorized administrators who need the information for payment work may view unmasked information tied to a settlement case, and access is recorded. Storing or viewing account information alone is not treated as verifying the recipient, account, amount or currency of an actual transfer."
    },
    {
      "id": "5",
      "heading": "5. Choice and contact",
      "body": "Consent is optional and specific to registering and using a Korean bank account. Without consent, the Korean bank account feature is unavailable, but refusal alone does not restrict general account use, existing purchased rights or existing PayPal features. Requests to correct or delete account information and privacy questions may be sent to support@myownfilm.com. Do not send full account numbers, identity documents or secret authentication information through general support email. Enter necessary account information only in the designated protected registration screen."
    }
  ]
}